Income Protection | Income Protection Ireland | Income Protection Cover | Income Insurance

www.MortgagePaymentProtection.ie

Brought to you by:

	Email this page to a friend

For more Financial Products please
visit www.financialarchitects.ie

How do I use this Calculator?

1. Select Product

2. Select Amount of Benefit

3. Select Coverages

Accident, Sickness and Unemployment
(When combining Accident, Sickness and Unemployment, please note 12 months max cover for Unemployment)



Is javascript enabled? If you are unsure, refresh the page and allow blocked content.

Click here to read Additional Information

Income Protection Cover – For Total Peace Of Mind

Terms & Conditions

Our income protection product is essentially income protection insurance. It works in a similar way to mortgage payment protection, however it differs in that it is not limited to your mortgage repayments alone, but will pay an income to you for up to one year in the event of being made involuntarily redundant.

A key point to note is that not all income protection policies available on the market in Ireland are the same. Most only offer income protection in the event of someone having ill health, whereas this income protection insurance policy offers cover if you lose your employment.

Income Protection For All

Financial Architects were involved in the design of this product with the IBA (Irish Brokers Association) and we were one of the first Financial Services companies to offer this product to new and existing clients across Meath and Ireland.

A key element in the design of this income protection product was to ensure that it would be available to both employed and self-employed individuals. So for the first time, business owners can protect themselves against the loss of earnings because their business fails.

Income Protection Cover – An Affordable Solution

Income protection is a very affordable option for anyone concerned about securing an ongoing income in the event of losing their job or being unable to work due to illness. For example, an average client taking cover for €1,650 per month would only pay €67.32pm for Accident, Sickness and Unemployment cover combined!

Income Protection Maximum Cover:

This income insurance product provides cover that allows you to apply for the lesser of:

€2,000
OR
75% of your after tax monthly income

Click on the examples button (bottom left) to see how this works in practical terms.

Tax And Social Welfare Issues Relating To Income Protection Cover:

Income Protection Insurance is paid for up to one year tax free, but does not affect entitlements to Social Welfare. So if your current after-tax income is €2,500 per month, the policy will cover 75% of this for you (€1,875) and you can still claim your social welfare entitlements of €203 per week (approx) for up to one year, assuming you are PAYE.

Cheap Income Protection Insurance:

This income cover is very competitive at a cost of €41.60 for every €1,000 of income you want to have covered (up to a maximum of €2,000 per month).

Flexible Income Protection Cover:

This ground breaking new flexible product can offer Income Protection mixed with Critical illness cover, hospitalisation cover, and Accident and Sickness cover to suit your specific requirements and you can easily add or subtract the benefits as required to meet your personal needs.

Calculate Your Income Protection Premiums:

Use our handy calculator on the left to work out the cost of covering your income. Simply select the product you would like followed by the amount of cover you require. Then choose the cover type and any additional benefits you would like. Finally, click "Calculate" and you will be amazed at just how affordable achieving peace-of-mind can be.

When you are ready to proceed and sign up for income protection cover, just call us on
01 802 7669 / 70 or visit the Apply Now page, where you can send us your details or alternatively download a printable application form to complete and fax to us.

Financial Architects Ltd t/a Financial Architects are regulated by the Financial Regulator Bonded IBA Member
	Financial Architects Ltd, Main Street, Ratoath, Co Meath, IRELAND
	All Rights Reserved - Copyright 2009 - Site By: DG Group